the beat on credit

Spectrum's Quartely Bank Pulse: Top and Bottom 10

July 29, 2023
Ann Rutledge

Spectrum's bank ratings provide a dynamic assessment of banks' performances based on macro- and microeconomic factors, creating a comprehensive rating system that updates quarterly using data submitted by banks to the FFIEC. Spectrum's report focuses on U.S. banks categorized by their asset size, with an emphasis on the smallest two cohorts, providing insights such as the Quarterly Migration Analysis that measures the impact of macroeconomic factors, and the Top- and Bottom-10 Report that lists banks with the best and worst credit strength.

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